Put Credit Cards to Work for You
Credit cards often get a bad rap. Many people struggle to overcome credit card debt and are told or learn to avoid credit cards at all cost. Yet, credit cards themselves, when used correctly, can be a great financial asset. Trouble is, many people don’t know how to properly use credit cards, and so never get to reap the benefits they offer. If you [...]
What is a Financial Coach?
A good coach can make a significant impact on your life. Good coaches communicate, motivate, lead, and share knowledge. They play to our strengths, identify our weaknesses, and challenge us to reach our full potential. Financial coaches tackle personal finance topics such as (but not limited to!) budgeting, getting out of debt, saving for college or retirement, and money management. Financial coaching focuses on [...]
SMART Financial Goals
When you reach out to a financial coach for help with your money, you’ll be asked about your financial goals. While you might know that you want to save extra money or pay off credit card debt, these general ideas aren’t enough to craft an action plan or path forward. Your coach will push you to create SMART financial goals to focus your time and [...]
Recent Changes to Credit Reports Will Boost Consumer Scores
This is great news for all consumers: The three major credit reporting agencies Equifax, Experian and TransUnion will be excluding tax liens and some civil debts from their reports starting in July affecting millions of Americans. It could be the make or break points for some home buyers, boosting scores up to 40 points. Both tax liens and civil debts have negative impacts on [...]